We are cheerful, though. We are exploring the assistance available to deal with the debts and the upside-down mortgage, we are streamlining our lives and preparing to move, if necessary. Oscar is a heck of a good worker, and we hope he will find a good job soon, but this is Michigan, all too near Detroit where unemployment is rampant.
Like I said, though, we are cheerful and optimistic as well. Making lists and prioritizing tasks, getting our ducks in a row, contacting Greenpath for advice, talking to creditors; all that not-so-fun stuff that may help us keep going long enough for Oscar to find that job.
There are a lot of positives that might happen because of this bad news. If we lose the house, it may mean we can move to a place that is handicap accessible which will mean I can do more in the house without injuring myself. It may mean we are free to move, and Oscar may find that job somewhere other than Michigan.
Oscar and I both have been in similar sticky situations and we have great survival skills. We both have been through enough to know how to take joy in small things, and celebrate anything and everything we can.
We also are blessed with the support of our families, which is HUGE. Not just a financial net to keep us from becoming homeless, but emotionally. This really empowers us to move forward.
So. Changes. But my heart tells me the final result of the bad day we had yesterday will be a life much better than the one we had.